Medicare Supplement Plan C
Medicare Supplement Plan C — Sometimes referred to Medigap Plan C — is one of the ten standardized plans (A through N) offered by private insurance companies to help cover the costs not covered by Original Medicare. Plan C offers more coverage than any of the 10 Medicare Supplement plans with the exception of Plan F.
What Does Medicare Supplement Plan C Cover?
A chart of the benefits offered by each of the ten standardized Medicare Supplement plans can be found below. In summary:
Medicare Supplement Plan C covers:
- Medicare Part A hospital coinsurance and hospital costs after Original Medicare benefits are exhausted (up to 365 days)
- Medicare Part A hospice care coinsurance or copayments
- Medicare Part B copayments and/or coinsurance
- First three pints of blood needed for a medical procedure
- Skilled Nursing Facility care coinsurance
- Medicare Part A deductible
- Medicare Part B deductible
- Foreign travel emergency coverage (80% of approved costs up to plan limits)
(The bolded items above are not covered by Medicare Supplement Plan A)
The one item in the chart above that Medicare Plan C does not cover is Part B excess charges. Part B Excess charges refer to the amount that doctors may charge you beyond Medicare approved charges for a service. In these cases the excess charges would be billed directly to the patient. Doctors are permitted to charge up to 15% above Medicare approved charges in some cases. Only two Medicare Supplement plans cover Part B excess charges — Plan F, and Plan G.
To speak to a licensed health care professional with questions about Medicare Supplement Plans
call us Toll Free 877-941-0585